This is the older "first design" of the 44,000 (20,000 later reduced) pre-paid wage version, with a savings account. Some basic premises were kept, in the newer economy version.
Go Digital
Yearly Wage
One time Savings
Work
Property
Rents
Free Loans
44000
20000
21 work days per yr.
4x's property-value reductions
Property value divided by 40
(2) *10000 loans per year(wage acc,)
Wages: 20,000 modified
Every man and woman receives digital wage money.
Wages are deposited into your account at the start of every year.
Wages are deposited into your account at the start of every year.
End of Year Amounts leftover in your account at the end of every year are
automatically transferred into the ecology account of 'our new world government'.
Digital Currency
Account Access
A plastic-card to buy and sell items.
ATM machines, hold a viewing of your account balance.
Your online account to send or receive funds electronically.
Account helpers at select bank locations can assist non-internet users.
A plastic-card to buy and sell items.
ATM machines, hold a viewing of your account balance.
Your online account to send or receive funds electronically.
Account helpers at select bank locations can assist non-internet users.
The money is digital only, and older types of currencies will be phased out.
Full value 1 for 1 redemption values apply to current world market currencies.
Small money withdraws can still occur thru the ATM's for a time yet undisclosed.
Please keep some change and a few bills for a while though, for vending machines.
Recommended Working Hours 21 days per year.
The reduced worker load on the planet, saves and affords us time to re-allocate new alternative energy sources along with healthier ways of living.
It is also up to the workers to be more selective choosing a company to work for.
The intent of this economy is not to stop production but carefully redesign its necessities.
The companies involved here will have free choice workers as craftsmen and women, already paid.
So, it really is the choice of which company the (21 day/yr) workers now supports for its success.
It is also up to the workers to be more selective choosing a company to work for.
The intent of this economy is not to stop production but carefully redesign its necessities.
The companies involved here will have free choice workers as craftsmen and women, already paid.
So, it really is the choice of which company the (21 day/yr) workers now supports for its success.
The recommended number of workdays can be in succession, as for grape harvesters,
or more year-round, a couple of times each month,
for the grapevine tenders that work before the grapes are cultivated.
Savings *20.000
Free Deposit Savings
A savings account (starting at 20000) is given to every person, to be spent within the next 20 years.
If the free deposit savings has not been spent, the amount is equally divided and sent back to the world government.
A savings account (starting at 20000) is given to every person, to be spent within the next 20 years.
If the free deposit savings has not been spent, the amount is equally divided and sent back to the world government.
Savings is "@" 20% compounded daily,
This is a gift savings account, so wages or rental income cannot be deposited into it.
This is a gift savings account, so wages or rental income cannot be deposited into it.
Savings Chart: The free deposit savings can be spent on...
, Maximum spending limits
# of Years (Rounded)
1
25000
2
30000
3
35000
4
45000
5
55000
6
65000
7
80000
8
100000
9
120000
10
160000
11
180000
12
220000
13
280000
14
340000
15
400000
16
500000
17
600000
18
700000
19
900000
20
1000000
Property (s)
100000
Luxury item (s)
200000
Property repairs/additions
1000000
Design buy-outs
1000000
Property gift(s)*
1000000
Property items
non-movable property
house, apartment, moorage
Luxury items
movable property
yurts, caravans, boats, cars, art
Property gift(s)*
non-movable property
* up to 5 property giveaways / per 20 yrs.
* includes your group purchase ownership
| In-Stasis Savings | |||||||||||||
| Older savings accounts (including trading) will be swept into an in-stasis account. | |||||||||||||
| This is a non-interest account, as everyone is now given fair interest run-ups in the free spend savings. | |||||||||||||
| An account could look like: | |||||||||||||
| Savings/Checking | Financial Market Holdings | Current trades | Rental Income | Property Credit(sold) | |||||||||
| begin totals | 2949000 | 87000 | 45000 | 1 "@" 2500 | 1 "@" 63000 | ||||||||
| current | 2418500 | 84000 | (-3000) | ||||||||||
| Purchases* | Limits | Spent(bought) | Available for Purchases | ||||||||||
| Properties | bought 3/ sold 1 | 1 loan/up to 200000 | 150000(loan free) |
| |||||||||
| Luxury items* | 3 | 200000 (over 20 yrs) | 40000 | 160000.0 | |||||||||
| Group Property | 0 | 2418500.0 | |||||||||||
| Property giveaways | 1 | 190000 | 2418500.0 | ||||||||||
| Charities/donations | 4 | 70000 | 2418500.0 | ||||||||||
| Design buy-outs | 1 | 70000 | 2418500.0 | ||||||||||
| Financial Market | 20% of start balance or current if higher. | 3000 | 483700.0 | ||||||||||
| Gambling/Lottery | 7 | 20% of start balance or current if higher. | 3000 | 483700.0 | |||||||||
| 596000 | |||||||||||||
| * | |||||||||||||
| Shared totals from wages, free spend savings and in-stasis purchases. | |||||||||||||
| Financial markets and gambling | |||||||||||||
| So, your trading accounts are now classed as a financial market item on your in-stasis account. | |||||||||||||
| Account trading amount spending is now limited to 20% in-stasis account balance. | |||||||||||||
| Gambling/Lottery | |||||||||||||
| Gambling is automatically deducted/credited with your bank card, onsite. | |||||||||||||
| Inheritance | |||||||||||||
| An easy list-to for beneficiaries of your free-spend-savings and in-stasis account is on your banking pages. | |||||||||||||
| Some of the older brick and mortar banks will have account helpers to access your online account. | |||||||||||||
| They do not assist in financial market purchases, however they will help you buy or sell properties with your holdings. | |||||||||||||
| Recommended Working Hours | |||||||||||||
| 21 days per year. | |||||||||||||
| The reduced worker load on the planet, saves and affords us time to | |||||||||||||
| re-allocate new alternative energy sources along with healthier ways of living. | |||||||||||||
| It is also up to the workers to be more selective choosing a company to work for. | |||||||||||||
| The intent of this economy is not to stop production but carefully redesign its necessities. | |||||||||||||
| The companies involved here will have free choice workers as craftsmen and women, already paid. | |||||||||||||
| So, it really is the choice of which company the (21 day/yr) workers now supports for its success. | |||||||||||||
| The recommended number of workdays can be in succession, as for grape harvesters, | |||||||||||||
| or more year-round, a couple of times each month, for the grapevine tenders that work before the grapes are cultivated. | |||||||||||||
| 2 Loan Limit | |||||||||||||
| Yearly Maximums | |||||||||||||
| 2 loans | |||||||||||||
| 10.000 per loan | |||||||||||||
| 20.000 deducted from wages | |||||||||||||
| Loan payments are automatically sent from your wage account, to the property dept. | |||||||||||||
| (from your wage, 24.000 is kept to go towards normal yearly expenses.) | |||||||||||||
| Purchase Amounts | |||||||||||||
| 5 yrs. | 10 yrs. | 20 yrs. | |||||||||||
| 1 | Luxury Purchase | 50000 | 100000 | 200000 | |||||||||
| 1 | Home Purchase | 50000 | 100000 | 200000 | |||||||||
| Purchases over 200.000 would resort to a *group purchase, | |||||||||||||
| where 2 or more people own the item. | |||||||||||||
| Loan Account Page | |||||||||||||
| All loan transfers (buying/selling) and group ownerships are listed on your loan account page. | |||||||||||||
| Luxury Purchases | |||||||||||||
| Any purchase over 10000 is a luxury purchase. | Such as~ cars, boats, yurts, instruments, artwork, jewelry. | ||||||||||||
| You can spend up to 200000 per 20 years on Luxury item(s). | |||||||||||||
| There is a luxury loan limit each year of 10000, from your wage account. | |||||||||||||
| This insures there is ample monies available for your food and housing. | |||||||||||||
| Amounts under 200000, a one-owner purchase luxury loan would be. | |||||||||||||
| 1 owner luxury item loan | |||||||||||||
| Luxury Item Cost | 5 year loan | 10 year loan | 20 year loan | ||||||||||
| 12500 | 2500 | 1250 | n/a | ||||||||||
| 25000 | 5000 | 2500 | 1250 | ||||||||||
| 50000 | 10000 | 5000 | 2500 | ||||||||||
| 100000 | n/a | 10000 | 5000 | ||||||||||
| 200000 | n/a | n/a | 10000 | ||||||||||
| Amounts over 200000, a group purchase with group-ownership is then required. | |||||||||||||
| If your in-stasis account has 200000 for a luxury item, you can pay your portion in full or get a loan. | |||||||||||||
| Either way, in-stasis spent money or the loan is safe for group owners, as the loan is paid from the wages account. | |||||||||||||
| 400000 | Loan amount | ||||||||||||
| Number of owners | 5 year loan | 10 year loan | 20 year loan | ||||||||||
| 1 | n/a | n/a | n/a | ||||||||||
| 2 | n/a | n/a | 10000 | ||||||||||
| 4 | n/a | 10000 | 5000 | ||||||||||
| 8 | 10000 | 5000 | 2500 | ||||||||||
| 16 | 5000 | 2500 | 1250 | ||||||||||
| A Yacht Purchase Example | |||||||||||||
| You are going to purchase a 400000 yacht so you will need at least 1 more person to group-own the boat. | |||||||||||||
| It is up to the owners to decide usage times,ie., 6 months in the winter/10000 each/per yr./20 yrs. | |||||||||||||
| Funding is automatically deducted, so there is no failure of the loan to the yacht-maker, aside from death. | |||||||||||||
| The group ownership loan cannot be denied by the yacht company, as they are automatically paid each loan year. | |||||||||||||
| The company will need to access their online bank account to verify the new group owners, | |||||||||||||
| before the boat leaves harbor, or make another. | |||||||||||||
| Revaluated Pricing ~ House, Apartment and Property Revaluations | |||||||||||||
| all property values are reduced by 4 times the current selling values, for everyone. | |||||||||||||
| Old Value | New Valuation | ||||||||||||
| 400000 | 100000 | ||||||||||||
| 4000000 | 1000000 | ||||||||||||
| There is a 20 year price value memoratorium on all property. Meaning the property prices do not change in price. | |||||||||||||
| Modifications to buildings, such as a greenhouse room will increase value, but require a revaluation appointment. | |||||||||||||
| Group Purchased Property | |||||||||||||
| Properties more than 200.000 in value, (formally 800.000) are now a group purchase. | |||||||||||||
| Group purchased property cannot be split into private apartments on older buildings. | |||||||||||||
| 10 people can group purchase a | |||||||||||||
| 2.000.000 estate, (once valued at 8.000.000) | |||||||||||||
| But! You have to live together, and not split up the building(s). | |||||||||||||
| * Wages Begin Age | |||||||||||||
| 17 years old | |||||||||||||
| You receive your first yearly wage money at the age of 17. | |||||||||||||
| Deposited into your digital bank account at the start of every year. | |||||||||||||
| Amounts leftover in your account at the end of every year are automatically | |||||||||||||
| transferred into the ecology account of 'our new world government'. | |||||||||||||
| Design Buy Outs | |||||||||||||
| What are they? | |||||||||||||
| Variations in design have existed all throughout our lives, | |||||||||||||
| so now you can select, order and choose the shapes and colors from items such as: | |||||||||||||
| The new product/model will be launched as the companies new item, some products will be sold to millions. | |||||||||||||
| Purchases include: | |||||||||||||
| New vehicle models: | |||||||||||||
| Cars, trucks, planes, boats, trains, monorails, trams, rickshaws, | |||||||||||||
| Changes to the street where you live: | |||||||||||||
| Into a re-forest zones, garden, fruit groves, where no vehicles are permitted, except bicycles. | |||||||||||||
| New Appliances and Electronics: | |||||||||||||
| Choose anything electric even your favorite toaster shape to be the next market sellable. | |||||||||||||
| Shoes and Clothing : | |||||||||||||
| Elf shoes for your entire region, and secretly watch it become the rage in fashion. | |||||||||||||
| This new selective planning, assures that we go forward into the future with the fewest design eyesores as possible. | |||||||||||||
| It also provides new careers for graphic designers and re-balances the creativity function, | |||||||||||||
| keeping us alive with curiousity and interest toward our day-to-day living experience. | |||||||||||||
| Design buy out purchases also help companies remain out of debt., | |||||||||||||
| Some companies may require up to 10 purchasers to be assured of the selection choice. | |||||||||||||
| The monetary withdrawl comes directly from your spend-only interest bearing savings, (freely given, 20000/20% int.) | |||||||||||||
| or from your in-stasis non-interest-bearing savings accounts. | |||||||||||||